Retirement Withdrawal Strategies

Compare different withdrawal strategies using Monte Carlo simulation

Retirement Portfolio
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Withdrawal Strategy
Choose how you want to withdraw from your portfolio

Withdraws a fixed percentage of your initial balance in year one, then keeps that dollar amount constant in real terms. Your spending stays the same in today's dollars regardless of market performance. Simple and predictable, but doesn't adapt to portfolio changes.

Simulation Parameters

1-50 years

60% stocks / 40% bonds

Year 1: $8K (0-20%)

Simulation Results
Based on 1,000 Monte Carlo simulations

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